David Smyle

Mr. Smyle joined PSRS in 2013.  He currently holds the title of Vice President and he is a licensed California Mortgage Broker. Mr. Smyle attended the University of Florida and Cuyamaca College and earned his Bachelor of Science in Business Administration and Finance. Prior to joining PSRS in 2013, Mr. Smyle worked at the Great American Bank, the International Savings Bank, and Girard Savings Bank between the years of 1987 and 1996. In 1999, Mr. Smyle started his own company, and in 2011, he began originating loans as a correspondent for Churchill Mortgage Corporation before finally joining PSRS in January of 2013.  During his real estate career, Mr. Smyle has authored several financing articles for various publications both locally and nationally, including articles for Inside Self Storage magazine. While financing all types of commercial real estate, he has a specialty in Apartment, Single Tenant Triple Net, and Self Storage financing on a national level and has a knack for being able to finance properties with borrower or property issues. Some of his notable transactions include financing properties in tertiary markets under primary market terms and financing hard to place loans on single room occupancy or similar unusual property types such as mixed use or non-credit tenant leases.  At his previous firms, he performed credit analysis assisting loan officers with underwriting property and borrower information for loan submissions, serviced commercial loans providing assumptions and modifications for the commercial portfolio, worked out problem assets and provided asset reviews to classify loans in order to assess portfolio quality. In his spare time, Mr. Smyle enjoys tennis, softball, and gardening.  Mr. Smyle is involved with his local Chamber of Commerce as a finance manager.