An interest rate swap is a contract in which two parties are trading a fixed-rate and variable-interest rate. Essentially, this contract converts a variable-rate loan into a fixed-rate loan. Click to read more:
PSRS recently spoke with Jared Schlosser, Loan Officer at Voya Financial, and asked him a few questions about his thoughts on interest rates and the market in the next couple of years. He also spoke about were …
Seth joined PSRS in 2009 and became a Principal in the Santa Barbara office in June 2017. Seth attended Wake Forest University for his undergraduate studies, where he received a Bachelor of Art in Spanish. Prio …
The return on an investment in U.S. government debt obligation, such as a bill, note or bond is referred as to as the Treasury Yield. Essentially, it can be thought of as the interest rate the government pays t …
PSRS made their way down to the MBA CREF Convention this past week in San Diego, CA and outlined a few takeaways from the conference:
PSRS recently spoke with Austin Moore, Realty Investment Specialist at Southern Farm Bureau, and asked him a few questions about his thoughts on interest rates and the market in the next couple of years. Read b …
Real estate is a relationship business. Trusting your mortgage banker and relying on their advice can provide you with several benefits including access to valuable long-term relationships, the ability to solve …
In the market today, we see that corporate bond rates have been rising even though index rates have been falling, causing spreads to increase. The reason life insurance companies do mortgages is to augment thei …
Kostas Kavayiotidis joined PSRS in 2006 and currently holds the title of Principal. Mr. Kavayiotidis attended the University of Southern California where he received his Bachelor of Science degree in finance. P …
As a borrower, the decision to execute a loan with either a bank, life insurance company, CMBS, or a debt fund can take some research and time to review the different terms and rates. Read more and we will outl …
There are many advantages that a full-service mortgage banking company like PSRS can provide. Below are just a few that you will receive by working with us:
PSRS recently spoke with Mike Morey, Vice President & Managing Director at The Standard, and asked him a few questions about his forecast and thoughts on interest rates in the next few years. Read below to take …
Our PSRS in Los Angeles is currently hiring seasoned producers and junior level analysts. We are looking for individuals with aptitude and drive! We are a strong, privately-owned, regional mortgage banking shop …
Michael Davis attended the University of Southern California for his undergraduate studies, where he earned a Bachelor of Science degree in Business Administration with an emphasis in Entrepreneurial Studies. P …
CMBS lenders are known to offer a significant amount of interest only in the current market while life companies, on the other hand, are usually known to provide long, fully-amortizing loans. Many might not be …
Due to most loans not being set up with a fully amortizing schedule, a lump sum payment to an existing lender, called a balloon payment or a bullet, is paid when that loan matures. The following are a number of …
