Interest Only: What borrowers need to know

Interest Only: What borrowers need to know


CMBS lenders are known to offer a significant amount of interest only in the current market while life companies, on the other hand, are usually known to provide long, fully-amortizing loans. Many might not be aware that life companies have been offering interest only, particularly in lower leverage situations. The need for interest only on a loan no longer precludes life companies, particularly for lower leverage requests.

Give us a call today to discuss how a life company can provide you with an interest only option!


  • Non-recourse financing
  • Lock rate at application
  • Terms – Floating Rate to 40 Year Fixed
  • Minimal to no reserve structure
  • Current servicing portfolio of $5.5 Billion – Fast servicing decisions
  • Nationwide coverage in the US on all commercial and multi-family real estate
  • Loan sizes from $1 Million to $100 Million+

About PSRS

Founded in 1972, Pacific Southwest Realty Services (PSRS) is one of the largest privately-held commercial mortgage banking firms in the Western United States. Our funding sources include major life insurance companies, banks, credit companies, CMBS and institutional investors.

Access to diverse capital sources insures a high level of success in arranging commercial real estate loans, apartment loans, mezzanine loans, and equity transactions that our clients have come to expect. Our long-term lending relationships give us greater latitude in solving problems and closing loans in a timely manner.  After the loan funds, our experienced, in-house servicing team handles many issues such as assumptions, lease approvals, payoffs, insurance and many other similar matters.

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