Choosing the right lender for your loan
Choosing the right lender for your loan

Choosing the right lender for your loan requires the knowledge of an experienced mortgage banker who understands the lending market and can pair your loan with the correct lender. Listed below are four different lender types that we handle that can best fit your loan:
Life Company Execution
- Lock rate at application
- Non-recourse financing
- Lowest rates
- Loan sizes $1 million and up
- Bridge lite and construction perms
- Terms – floating rate to 40-year fixed
- Ability to obtain secondary financing
- Minimal to no reserve structure
- Portfolio/on book loan
Banks/Credit Unions
- Shorter term loan
- Flexible prepay
- Construction loans
- Portfolio/on book loan
- Bridge type financing
- Property issue that requires recourse (single-tenant)
CMBS
- Higher leverage
- Longer periods of interest only
- Secondary/tertiary locations
- Hotel loans
Debt Funds
- Value-add transactions
- Quick close
- Light to heavy lift or re-position
- Floating or fixed