Commercial Real Estate Financial Expertise

Since 1972

$5.8 0 Billion
in Loan Servicing
0 + Loans
closed since 2006
$ 0 Billion
in loans closed since 2001


Founded in 1972, Pacific Southwest Realty Services (PSRS) is one of the largest privately-held commercial mortgage banking firms in the Western United States. Our funding sources include major life insurance companies, banks, credit companies, CMBS and institutional investors.

Access to diverse capital sources insures a high level of success in arranging commercial real estate loans, apartment loans, mezzanine loans, and equity transactions that our clients have come to expect. Our long-term lending relationships give us greater latitude in solving problems and closing loans in a timely manner.  After the loan funds, our experienced, in-house servicing team handles many issues such as assumptions, lease approvals, payoffs, insurance and many other similar matters.

We have funded a broad range of property types throughout a number of economic cycles and are confident that we can satisfy your financing needs.

PSRS represents life insurance companies, banks, private capital and other credit facilities seeking investment in real estate secured assets.


PSRS is a Correspondent for a select group of life insurance companies who provide capital for commercial real estate and multi-family loans of all sizes ($1 – $200 million)


Our team of professionals possess the depth of personnel and diversity of expertise to better meet the needs of our clients. We pride ourselves on our intense commitment to personal service. This philosophy of quality service has built many long-term relationships with real estate owners and institutional capital sources that have deepened through the cycles of the real estate market.

PSRS has closed financing transactions across the United States from offices located in San Diego, Los Angeles, Irvine, Santa Barbara, and Las Vegas.


Kostas Kavayiotidis joined PSRS in 2006 and currently holds the title of Principal. Mr. Kavayiotidis attended the University of Southern California where he received his Bachelor of Science degree in finance. Prior to joining PSRS in 2006, Kostas worked in the commercial insurance industry in the offices of Marsh & McLennan. During his time with PSRS, he started in loan production, and he was invited to become a partner in 2011. In his spare time, he enjoys golfing and spending time with his three young children and his wife. He is affiliated with the ICSC and the NAIOP.


As a borrower, the decision to execute a loan with either a bank, life insurance company, CMBS, or a debt fund can take some research and time to review the different terms and rates. Read more and we will outline who executes recourse and non-recourse loans:


There are many advantages that a full-service mortgage banking company like PSRS can provide. Below are just a few that you will receive by working with us: