Commercial Real Estate Financial Expertise

Since 1972

$5.8 0 Billion
in Loan Servicing
0 + Loans
closed since 2006
$ 0 Billion
in loans closed since 2001


Founded in 1972, Pacific Southwest Realty Services (PSRS) is one of the largest privately-held commercial mortgage banking firms in the Western United States. Our funding sources include major life insurance companies, banks, credit companies, CMBS and institutional investors.

Access to diverse capital sources insures a high level of success in arranging commercial real estate loans, apartment loans, mezzanine loans, and equity transactions that our clients have come to expect. Our long-term lending relationships give us greater latitude in solving problems and closing loans in a timely manner.  After the loan funds, our experienced, in-house servicing team handles many issues such as assumptions, lease approvals, payoffs, insurance and many other similar matters.

We have funded a broad range of property types throughout a number of economic cycles and are confident that we can satisfy your financing needs.

PSRS represents life insurance companies, banks, private capital and other credit facilities seeking investment in real estate secured assets.


PSRS is a Correspondent for a select group of life insurance companies who provide capital for commercial real estate and multi-family loans of all sizes ($1 – $200 million)


Our team of professionals possess the depth of personnel and diversity of expertise to better meet the needs of our clients. We pride ourselves on our intense commitment to personal service. This philosophy of quality service has built many long-term relationships with real estate owners and institutional capital sources that have deepened through the cycles of the real estate market.

PSRS has closed financing transactions across the United States from offices located in San Diego, Los Angeles, Irvine, Santa Barbara, and Las Vegas.


Michael Davis attended the University of Southern California for his undergraduate studies, where he earned a Bachelor of Science degree in Business Administration with an emphasis in Entrepreneurial Studies. Prior to joining PSRS in 2007, Mr. Davis worked for RE/Max Commercial in apartment brokerage before switching to a residential mortgage banking firm. Throughout his time at PSRS, Mr. Davis has been involved in nearly $1 billion in financing across the country, ranging from single-tenant buildings and small apartments to power centers and multi-property portfolios.


CMBS lenders are known to offer a significant amount of interest only in the current market while life companies, on the other hand, are usually known to provide long, fully-amortizing loans. Many might not be aware that life companies have been offering interest only, particularly in lower leverage situations. The need for interest only on a loan no longer precludes life companies, particularly for lower leverage requests.


Due to most loans not being set up with a fully amortizing schedule, a lump sum payment to an existing lender, called a balloon payment or a bullet, is paid when that loan matures. The following are a number of important details that a borrower should be aware of as their loan matures: